Sellers: As we get through the details of your deal, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.
Buyers: If you are purchasing real estate in Henderson, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within a suitable range so you're not shocked when you show up at closing time. I'll be willing to look through the estimate with you, answering your questions and highlighting any estimates in question.
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